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▽Automotive News Print Issue ●12/13 08:02 Affordability challenges have auto dealers worrying more about business as they look toward 2019. The Association of Finance and Insurance Professionals certifies F&I personnel in areas of ethical decision-making. How F&I ethics have evolved Author: Hannah Lutz Today, unethical behavior at dealerships is more difficult to get away with than in the past. Dealers set policies to weed out unethical c